*This is an FHA program. Please call your local HUD office to verify or visit their website at https://www.hud.gov/program_offices/housing. The advertised loan program is a 30-year fixed rate FHA Streamline Refinance loan. The quoted interest rate of 5.990% assumes a loan at 80% loan-to-value (LTV), a FHA loan amount of $250,000 and a minimum FICO score of 720 on a primary residence. On a $250,000 loan, the APR would be 6.594% with a monthly principal and interest payment of $ 1,497.27. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 4/10/2025 and are subject to change without notice. Bluebird Home Loans is an Equal Housing Lender NMLS #2383522. Corporate Address: 616 S. Americana Blvd., Boise , ID 83702. Corporate Phone (877) 482-1874. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. (Reference: 10 VAC 5-160-60 (F)).

All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice.

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